Digital Transformation For Financial Institutions Based On FINMATEX Platform

FINMATEX Platform Structure

Mobile Application — a fully customizable app for your clients

A full set of necessary banking services
A marketplace with your financial products for taking online orders
Personal finance management features
- Budgeting and saving
- Financial goals and progress tracking
- Investment management
- AI in Personal finance
White-label or custom branded
Uploaded to the App Store and/or Google Play

Platform Management — a web application accessible to your employees

Bank products design and management
Management of financial products available in the mobile app
Chatbots designer
Bank users management
ATM management
Deployed on your servers
Platform customization (including mobile application) upon your request for an additional fee

Chatbot Designer — a visual, no-code tool for designing consulting and products selection chatbots.

Multiple chatbots support
The ability to add pictures, links, create forms and workflows
Bank products ordering with the set-up options

Product Designer — a visual tool for creating bank products.

Multiple products support
Products management
Connection of products selection in chatbots
User orders processing

Features for Financial Organizations

At Softarex, we understand how hard it is today for financial organizations to stand out in the market and keep ever-demanding customers satisfied and loyal. Therefore, we’ve furnished the FINMATEX Platform with all the necessary features to help you provide high-quality, reliable service individually tailored to the needs of your customers.

With FINMATEX Platform you can:

Configure modules for your mobile app;
Get a white-label mobile app for your organization and customize it to your brand’s image
Set info about your company
Build custom chatbots for your mobile app
Manage your customers and employees
Integrate your application with Plaid and Yodlee (it requires linking your organization to one of these providers)
Create bank products using available templates or create them from scratch using the product app and marketplace modules
Manage ATM and branch locations

Chatbot Designer

Features

You can create chatbots covering:

Consulting — smart recommendations about products and services
Customer surveys and in-app products selection
Bank products ordering

Advantages

Codeless, visual-only chatbot development
Chatbot templates for credit cards
Integration with Products Designer
Integration with your mobile application

Product Designer

Purpose

Using this part of the FINMATEX Platform, you can create products and specify their detailed descriptions. This data is the basis for AI-driven products selection, comparison, ordering in the in-app marketplace, and in-chatbot marketplaces.

Features

Short product description for the in-app marketplace
Full product description for the in-chatbot marketplace
Templates for credit cards
Numeric and text fields for product description
Numeric tables
Products parameters
Product logo
The ability to connect products to the in-app and in-chatbot marketplaces

Advantages

Codeless products creation
Flexible products descriptions with a wide set of parameters
Integration into chatbots and mobile applications

Mobile App Banking Features

All necessary features of a modern mobile application:

Biometric/passcode login
Accounts info
Transactions info
External accounts and transactions via Yodlee and Plaid
ACH, Wire, P2P, and Scheduled transfers.
Bill payment
Mobile check deposit
ATM/branch location management
Push notifications
Information about loyalty points
Video and text chat — an optional feature, available if the platform is integrated with Zoom, Twilio, or a custom solution
Voice banking — a feature that requires your organization to have a Twilio account and can process only a limited number of orders
Bank products view — information about products and online ordering, easily customized to your needs

Personal Finance Features

Budget creation and control
Notifications and alerts
Financial goals and progress tracking
Expenses monitoring, savings tips
Transactions and transfers categorizer
Manual modification and division of categories
Reports:
- Net worth
- Spending
- Income
- Debt
- Interest paid
- Top payees
- Stock position
- Stock portfolio
Retirement goal and savings calculators

Using this module we have developed our own mobile personal finance management application.

AI-based Features for FINMATEX Mobile App

AI in Personal Finance:

Reports analysis
Budget analysis and control
Alerts and recommendations about user spending
Debt plan

AI in Consulting:

Voice banking
Bank products selection and ordering
Consultation on banking products

FINMATEX Platform Security

FINMATEX Platform meets the most relevant international security and privacy standards:

Compliance: the platform follows privacy and security standards such as ISO 27001 & SOC 2

End-to-end encrypted and authenticated communication

Biometric login

Full traceability of operations

Multi-factor authentication

Meet our
experts

Meet our experts 1/2

Dmitry

Financial & Fintech expert, Co-founder and CSO of FINMATEX

I have close to 25 years of experience in the stock market. Prior to Softarex, I worked as a division manager and CEO in brokerage firms. I was involved in consulting, analytics, trading, risk management, the development of trading robots and IT platforms, and employee training. At Softarex, I’m in charge of the development of the FINMATEX project and the entire Fintech direction of the company. My professional interests lie in financial derivatives, portfolio management, and risk assessment. I consider it my social responsibility to assist people in personal financial management and investing.

Peter

Product Manager, Banking expert

Before joining Softarex, I worked in a bank for 10 years. I was responsible for creating and developing products that help automate day-to-day business processes. Softarex has given me the opportunity to dive deeper into the technical side of finance and banking. As a Product Manager, I’m in charge of the entire product launch cycle — from an idea to product implementation. It’s my job to identify customer needs, analyze competitors, define product strategies, and draw roadmaps of products. So I do the biggest part of my work long before the first line of code is written.

FINMATEX: AI-Powered Fintech Platform